Best American Home Shield Alternatives 2024

Last Updated: April, 2025

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HWA Home Warranty

Excellent Coverage
Outstanding
9.5
Top Pick 2024 🥇
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Choice Home Warranty

Millions of Requests Handled
Outstanding
9.8
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Home Service Club
Award Winning Service
Excellent
9.2
Top Pick 2024 🥇
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9.8

5 out of 5 stars

Outstanding
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Limited Offer:
$75 Off + 1 Month Free
24/7 Customer Service
Local Pre-Screened Technicians
25,000 Contractors Nationwide
Over 6M Service Requests Fixed
Over 1.9 Million Homes Covered
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9.5

4.5 out of 5 stars

Outstanding
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$150 Off + 1 Month Free
Customized Plans
Local Pre-Screened Technicians
24/7 Home Warranty Service
30Day Money-Back Guarantee
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9.2

4 out of 5 stars

Excellent
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Variety of Plans
Get $75 Off + One Month Free
No inspection Required
Covers All Models And Makes
24/7 Claims Service
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$75 OFF & 1 Month Free
Nationwide Network of 25,000 Contractors
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9

4 out of 5 stars

Excellent
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$150 Off Any Plan
Free Roof Coverage
2 Months Free
AC, Heat, Appliance Coverage
Replacement with File & Claim 24/7
5
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8.8

3.5 out of 5 stars

Good
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Get 100$ Off
Limited Promo – Get $100 Off 
Unlimited Service Calls
Large Network of Contractors
Protection Guarantee 
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8.6

3 out of 5 stars

Fair
Longest Work Guarantee
24/7 In-House Service Team
Cover All Major Appliances
Top Home Warranty Picks
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Choice Home Warranty

$75 Off + 1 Month Free
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HWA Home Warranty

Excellent Coverage
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Home Service Club
Award Winning Service
What is Home Warranty?
A Home Warranty is a service contract that provides coverage for the repair or replacement of essential home systems and appliances that may fail due to normal usage. These systems and appliances typically include HVAC units, plumbing, electrical systems, and major kitchen and laundry appliances.

What are the benefits of having Home Warranty?
Cost Savings:  Home warranties can significantly reduce out-of-pocket expenses for repairs and replacements of major home systems and appliances.
Convenience:  When a covered item breaks down, the home warranty provider arranges for a qualified service technician to handle the repair, saving the homeowner time and effort.
Peace of Mind: Homeowners can enjoy a sense of security knowing that they are protected against unexpected and often costly home system and appliance failures.

Reasons to Purchase a Home Warranty
Financial Predictability: It helps homeowners budget for home maintenance costs, particularly in homes with older systems and appliances that are more likely to need repairs.
Ease of Use: Simplifies the process of dealing with repairs, as the warranty company manages service requests and scheduling.
Enhanced Home Value: Offering a home warranty can make a property more attractive to potential buyers by providing reassurance about the home's condition and maintenance. 

The Difference Between Home Warranty and Home Insurance
Coverage Scope: Home Warranty covers the repair or replacement of specific home systems and appliances due to normal wear and tear. Home Insurance protects against damage and loss from external events such as fires, storms, theft, and other disasters.
Purpose: Home Warranty acts as a service contract for maintaining and repairing home systems and appliances. Home Insurance provides financial protection against major, unexpected events that result in damage or loss to the home and its contents.
Claim Process: Home Warranty involves contacting the warranty provider to arrange for repairs by a service technician.  Home Insurance involves filing a claim for a covered event, potentially resulting in a payout after deductibles are met.

Our Top 3 Home Warranty Picks:


1
$75 Off + One Month Free
Flat Rate Service Fee
Extends a $3,000 coverage limit
Competitive Pricing
Easy Access Online Portal
Limited Add-on Coverages
Not available in Washington state
Since it began over 14 years ago, Choice Home Warranty has stayed true to its mission of protecting homeowners, buyers, and sellers. Choice is known for it's service and low cost, trusted by hundred of thousands of happy policy holders.
2
Multiple Plans with Comprehensive Coverage
Competitive Service Fees
24/7 Customer Service
Network of Qualified Technicians
No Optional Roof Leak Coverage
Doesn’t Cover Pests or Termites
With a home warranty plan from HWA, you don't have to face household breakdowns alone. HWA is trusted for over 25 yeas by home owners, property managers and Real Estate Professionals.
3
Budget-friendly Coverage
Variety of Plans
Extensive protection with the Platinum Care plan
Low Service Call Fee
Excludes coverage for tankless water heaters
Service fees for Overlapping Claims
Frequently Asked Questions
What is a Home Warranty?
What does a Home Warranty typically cover?
How does a Home Warranty work?
How is a Home Warranty different from homeowner's insurance?
Are Home Warranties worth it?
Top Pick 2024 🥇
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$50 Off + 1 Month Free
9.8

5 out of 5 stars

Outstanding
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Excellent Coverage
9.5

4.5 out of 5 stars

Outstanding
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FREE CREDIT CARD READER
9.2

4 out of 5 stars

Excellent